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Rates are locked for 60 days maximum from date of application approval. Mortgage insurance required on loans greater than 90% loan-to-value, excluding first time home buyers.
Other loan programs are available such as our 3/1 Adjustable Rate, and Jumbo loans. This is not an offer of credit and is subject to the terms and conditions of Family Security Credit Union, not all borrowers will qualify, subject to approval and underwriting standards, restrictions may apply. APR based on program availability and subject to change at any time.
Information about CVV2 / CVC / etc numbers can be found here: CVV numbers.
As you can see these would be very hard to calculate without the bank’s keys.
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Rates are based on an evaluation of credit history and loan term.